When you rent a storage unit, it’s not just about finding the right size or keeping your items organized — it’s also about protecting your belongings. While Summit Storage keeps your unit secure, insurance adds an extra layer of protection against accidents, fire, theft, or natural events. Here’s a guide to the best ways to insure your stored items.
Many home or renters insurance policies extend coverage to items stored off-site.
What to do:
– Call your insurance provider and ask if your policy covers stored belongings.
– Ask if there’s a coverage limit for off-site storage. Some policies only cover a portion of the value of stored items.
– Make sure your policy covers all risks, not just fire or theft.
If your current policy doesn’t cover storage, you’ll need to explore other options.
If your home insurance doesn’t cover off-site storage or you want additional protection, independent insurance companies offer storage-specific policies.
Tips:
– Look for policies that cover theft, fire, water damage, and natural disasters
– Compare quotes to find the best value
– Keep a detailed inventory of your stored items — some policies require this for claims
No insurance is perfect — it’s important to understand the details:
– Maximum payout per item or per claim
– Deductibles
– Exclusions (e.g., certain electronics, perishables, or vehicles)
Keeping accurate records and photos of your stored items makes claims much easier.
Insurance works best when combined with common-sense precautions:
– Use durable, sealed containers to protect against moisture
– Store heavier items on the bottom and fragile items on top
– Do not store valuables, heirlooms or irreplaceable items
– Lock your unit with a high-quality padlock
These steps can help reduce the risk of damage and may lower your insurance premiums.
Insurance is an important part of keeping your belongings safe while in storage. Whether through your home policy, or a third-party insurer, make sure you understand your coverage, limits, and requirements.
Pro tip: Always keep an updated inventory of your items and photos — it makes claims faster and easier if something ever happens.
At Summit Storage, we’re committed to keeping your items safe — but insurance gives you extra peace of mind knowing you’re covered.
Packing a storage unit properly can save you time, money, and frustration down the road. Whether you’re storing household items, seasonal gear, or business inventory, a little preparation goes a long way — especially when it comes to protecting your belongings and keeping your unit clean, dry, and pest-free.
Here are our best tips for packing your storage unit the right way.
Before you start packing, make sure you’ve chosen a unit that fits your needs. Overcrowding a unit makes it harder to access items and increases the risk of damage.
Tip: If you’re unsure, it’s often better to go slightly larger so you can leave walkways and stack items safely.
Investing in the right materials helps protect your items while they’re in storage.
Recommended supplies:
– Sturdy cardboard boxes (uniform sizes stack best)
– Plastic storage bins with lids (great for moisture resistance)
– Packing paper or bubble wrap
– Mattress and furniture covers
– Pallets or shelving to keep items off the floor
Avoid using garbage bags — they trap moisture and can attract pests.
Load your unit with intention:
– Place heavier items and furniture at the back and bottom
– Stack lighter boxes on top
– Keep frequently needed items near the front
– Leave small walkways so you can access items later
Clearly label every box on multiple sides so you can find things without unpacking the entire unit.
Rodents are attracted to food, scents, and soft nesting materials — so prevention is key.
To reduce the risk:
– Never store food of any kind, pet food, or scented items
– Clean and dry all items before storing them
– Avoid cardboard that has previously held food
– Store items in sealed plastic bins where possible
– Elevate boxes and furniture off the ground using pallets or shelving
These steps help protect your belongings and keep the facility clean for everyone.
Every storage facility has a licensing agreement that outlines what is and is not allowed to be stored. This protects both you and the facility.
Commonly prohibited items include:
– Food or perishable goods
– Flammable or hazardous materials
– Chemicals, fuels, or propane tanks
– Fireworks or explosives
– Illegal items or stolen property
– Living plants or animals
– Heirlooms, art or other irreplaceable items
Before moving in, always review the list of allowed and prohibited items in your agreement. Storing restricted items can result in damage, pest issues, or even termination of your rental.
If you’re ever unsure — ask first. We’re happy to help clarify.
Whenever possible:
– Disassemble bed frames, tables, and shelving
– Wrap furniture in breathable covers
– Stand mattresses upright (unless otherwise advised)
– Avoid placing heavy items on top of soft furniture
This saves space and prevents long-term damage.
Make sure nothing is blocking:
– Unit doors
– Locks
– Emergency access areas
Stack items securely to prevent shifting or falling, especially during seasonal temperature changes.
Packing your storage unit properly protects your belongings, saves you time, and helps maintain a clean, secure facility for everyone. By using proper materials, avoiding prohibited items, and following your licensing agreement, you’ll ensure a smooth and stress-free storage experience.
If you have questions about unit sizes, packing tips, or allowed items, don’t hesitate to contact us — we’re always happy to help.